Three children giving the shaka hand gesture

Youth Education

Growing the next generation of members.

Financial Responsibility Starts Early

At Gather, we believe that building good money habits starts early. That’s why we’re committed to helping kids and teens grow into financially confident adults. Our Youth Services are all about creating a strong foundation—from learning the basics of saving to managing money and setting future goals.

When young people understand how to handle money, they gain more than financial skills—they gain independence, confidence, and the ability to make smart decisions that last a lifetime.

 

Accounts Designed for Young Members

We offer accounts specifically created for children and teens, with features that help them learn and grow at every stage:

  • Kids' Savings Accounts
    Start them young! Our savings accounts for kids teach the value of setting money aside and watching it grow. With no monthly fees and earning dividends, kids learn that saving pays off.

  • Teen Checking Accounts
    A safe and simple way for teens to manage their own money—with guidance. These accounts come with an ATM card, check card, and optional parental controls, helping teens learn how to spend responsibly while still having oversight from a trusted adult.

  • Coverdell Education Savings Accounts (CESA)
    Planning ahead for education? A CESA allows families to save for future tuition and qualified educational expenses. It’s a smart step toward making higher education more affordable—and more achievable.


Learn About Coverdell ESAs

 

Learning Through Experience

We don’t just offer youth accounts—we offer opportunities for hands-on learning.

Throughout the year, Gather partners with local schools and community programs to teach financial literacy in fun and engaging ways. From classroom presentations to events like Reality Fairs, we’re bringing real-world money lessons to students across Kauai.

We also create kid-friendly materials and interactive tools to make learning about money fun and approachable at home.


See What We’re Doing in Schools

 

Supporting Every Step of the Journey

Whether they’re making their first deposit, saving for something special, or dreaming about college, we’re here to guide young members and their families.

From early education through high school and beyond, Gather is committed to helping youth build healthy money habits for life.
Start Their Financial Journey

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