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Credit Cards

Credit That Fits Your Life.

No matter your needs, there’s a Gather Visa card that fits.

 

Looking for the perfect credit card? Whether you want to earn rewards, save on interest, or enjoy special benefits, Gather Federal Credit Union has a card that fits your needs. Accepted worldwide and available right here on Kauai, our Visa credit cards offer something for everyone.

 

Find Your Perfect Match

Gather offers a range of Visa credit cards, each designed to meet different financial goals. From earning cash back to enjoying low rates, you can find the right card for your lifestyle.

 


Signature Visa with 2% Cash Back

Earn 2% Cash Back on all purchases and enjoy exclusive signature-level benefits, including:

  • Rates as Low as 13.50%
  • No Annual Fee
  • Credit Lines from $5,000 to $25,000
  • No Foreign Transaction Fees
  • Monthly Payments Based on 3% of Your Outstanding Balance

This card is perfect for those who want to earn cash back on everyday purchases while enjoying premium perks.

 

Platinum Visa with Rewards 

With the Platinum Visa, you earn rewards points that never expire and access to great benefits. Key features include:

  • APR* of 9.99%
  • $25 Annual Fee
  • Credit Lines from $300 to $25,000
  • Earn 1 Point for Every Dollar Spent
  • Access and Redeem Points for Travel and Merchandise via Online or Mobile Banking

A great option for those who want to earn rewards for their purchases and enjoy a competitive interest rate.

 

Classic Visa

For straightforward and reliable benefits, the Classic Visa is the perfect choice. Benefits include:

  • APR of 11.99%
  • No Annual Fee
  • Monthly Statements Detailing All Purchases
  • 25-Day Grace Period on Retail Purchases
  • Travel Advantage Program Benefits

Whether you’re new to credit cards or looking for a no-frills option, the Classic Visa provides everything you need to manage your spending.

Apply Now

 

View the Visa PDF Application and Solicitation Disclosure and Credit Card PDF Agreement. 



Share Secured Visa

If you’re building credit or want to protect your financial future, the Share Secured Visa is a solid option. Benefits include:

  • APR of 7.00%
  • No Annual Fee
  • Secure Your Credit Line with Your Share Account (From $5,000 to $25,000)
  • Monthly Statements Detailing All Purchases
  • 25-Day Grace Period on Retail Purchases
  • Travel Advantage Program Benefits

This card is a great choice for those who want to establish or improve their credit while enjoying low rates.

 
 

Manage and Pay Your Visa Credit Card

Once you have your Gather Visa credit card, managing your account is easy. With online banking and mobile banking, you can check your balance, make payments, and keep track of your spending anytime, anywhere.

 

Why Choose a Gather Visa Credit Card?
  • Low Rates: Get the best possible rates for your purchases.
  • Cash Back & Rewards: Earn cash back or points toward travel and merchandise.
  • No Annual Fees: Most of our cards come with no annual fee, helping you save money.
  • Global Acceptance: Use your Gather Visa anywhere Visa is accepted.
  • Local Support: As Kauai’s credit union, we’re here for you with local decision-making and support.

 

Ready to find the perfect card for your needs? Apply now and start enjoying all the benefits Gather has to offer!

Apply for a Visa Credit Card Today