High-Yield Savings. Ultimate Flexibility.
A Money Market Share Account (CUMMSA) from Gather Federal Credit Union gives your business the flexibility to access funds anytime—while earning higher returns on your savings. It’s a smart choice for businesses that want to grow their cash reserves without sacrificing liquidity.
With a CUMMSA, you get the best of both worlds:
- Competitive, tiered dividend rates that reward higher balances
- Unlimited, penalty-free deposits and withdrawals
- No long-term commitments or lock-in periods
- Free access to online and mobile banking
Start with as little as $2,000 and choose from standard or premium tiers to match your business goals. Whether you’re building a cushion for future investments, setting aside taxes, or simply want your surplus funds to do more, this account keeps your money both working and within reach.
Gather’s CUMMSA and Premier CUMMSA are designed for flexibility, growth, and peace of mind—with federally insured deposits up to $250,000 by the NCUA.
Choose the Tier That Fits Your Goals:
| Account Name | Min. Balance to Earn Dividends | APY* | Min. Opening Deposit |
|---|---|---|---|
| CUMMSA | $2,000 or more | 0.25% | $2,000 |
| Less than $2,000 | 0.05% | - | |
|
$25,000
(If your balance drops below $25,000, your Premier CUMMSA will automatically be closed.)
|
0.50% | $25,000 | |
| Signature CUMMSA | $100,000 | 1.50% | $100,000 |
Grow your savings while staying in control—with a Money Market Share Account that fits your goals and your lifestyle.
*APY = Annual Percentage Yield