Business Loans

Business Loans for Kaua‘i Businesses

Your Local Partner for Business Growth

At Gather Federal Credit Union, helping local businesses grow means helping our island community thrive. Whether you're starting a new business, expanding operations, purchasing property, or investing in your next big project, our local lending team is here to help with financing solutions built around your goals.

With competitive rates, flexible terms, and local decision-making, Gather offers business loans designed to support Kaua‘i businesses at every stage.

 

Long- & Short-Term Business Loans

From everyday business needs to long-term growth opportunities, Gather offers financing solutions to help move your business forward.

 

Loan options include:

  • Conventional business loans 
  • Construction loans 
  • Commercial real estate loans 
  • SBA 7(a) loans 
  • SBA 504 loans 

 

Business loans may be used for:

  • Business expansion 
  • Commercial property purchases 
  • Construction and renovations 
  • Equipment and inventory 
  • Working capital 
  • Refinancing opportunities 

 

Why Finance with Gather?

  • Competitive rates that help protect your cash flow 
  • Affordable payments designed to fit your budget 
  • Flexible terms tailored to your business goals and timeline 
  • Local decision-making from a team that understands our community 
  • Personalized service from experienced local lenders 

 

SBA Preferred Lender

Gather is proud to be an authorized Small Business Administration (SBA) Preferred Lender, offering SBA 7(a) and 504 loan programs.

Our experienced lending team will work with you to structure financing that aligns with your business objectives and long-term plans.

 

Let’s Grow Together

From launching a new business to expanding operations or planning your next investment, Gather is ready to help you take the next step. 

Get started today!

Contact our Business Lending team