Earn more on your savings—without locking up your funds.
A Credit Union Money Market Share Account (CUMMSA) from Gather FCU gives you the best of both worlds: higher dividend rates and easy access to your money. It’s a smart option when you want to grow your savings with competitive returns—without giving up flexibility.
Whether you’re starting with $2,000 or upgrading to a Premier or Signature tier, your money stays both working and within reach.
With a CUMMSA, you’ll enjoy:
- Competitive, tiered dividend rates that increase with higher balances
- Unlimited, penalty-free deposits and withdrawals
- No long-term commitments or lock-in periods
- Free access through Online & Mobile Banking and 24-Hour Member Accessline
- Optional Overdraft Protection from this account
- Dividends paid and compounded monthly
- Federally insured by the NCUA up to $250,000
Choose the Tier That Fits Your Goals:
| Account Name | Min. Balance to Earn Dividends | APY* | Min. Opening Deposit |
|---|---|---|---|
| CUMMSA | $2,000 or more | 0.25% | $2,000 |
| Less than $2,000 | 0.05% | - | |
|
$25,000
(If your balance drops below $25,000, your Premier CUMMSA will automatically be closed.)
|
0.50% | $25,000 | |
| Signature CUMMSA | $100,000 | 1.50% | $100,000 |
Grow your savings while staying in control—with a Money Market Share Account that fits your goals and your lifestyle.
Open a Money Market Share Account*APY = Annual Percentage Yield