Free Checking That Gives Back to Our Members
At Gather FCU, we’re always looking for ways to give more to our members. That’s why we offer Kasasa Cash®—a truly rewarding, free checking account made to help you earn more every month, just for banking how you already do. With high dividends and nationwide ATM refunds, it’s more than just checking—it’s giving back.
Why You’ll Love Kasasa Cash
- Earn 4.00% APY on balances up to $20,000*
- Earn up to 0.63% APY on higher balances*
- Get nationwide ATM fee refunds—up to $25/month*
- No monthly service fees
- No minimum balance to earn rewards
- Link to Kasasa Saver® for automatic savings
- Free online & mobile banking, eStatements, and Visa® debit card
More Free Features
- Unlimited check writing
- Surcharge-free ATM network access
- Direct deposit & payroll deduction available
- 24-hour Member Accessline
- Online check ordering
- Just $25 to open
How to Qualify for Rewards
Qualifying is easy—chances are you already do most of this:
Each Monthly Qualification Cycle:
- Make at least 12 debit card purchases
- Have at least one automatic credit or payment (ACH) OR one bill pay transaction post and settle
- Enroll in and receive eStatement notices
Even if you don’t qualify one month, you’ll still earn the base rate—and you can start qualifying again the next cycle.
Ready to start earning more?
Open Your Kasasa Cash Account Now
*APY = Annual Percentage Yield. APYs accurate as of 11/04/2024. Rates may change after account is opened. Minimum to open is $25.00. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25.00 ($4.99 per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to $20,000 receive 4.00% APY; and (3) balances over $20,000 earn 0.10% dividend rate on the portion of balance over $20,000, resulting in a range from 4.00% to 0.63% APY depending on the balance. If qualifications are not met, all balances earn 0.02% APY. Qualifying transactions must post and settle during the monthly qualification cycle. ATM-processed transactions do not count toward qualifying debit card transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of any individual ATM fee of $5.00 or higher.