Financial Flexibility Starts at Home
Your home is more than a place to live—it’s also a powerful financial tool. With a Home Equity Line of Credit (HELOC) from Gather, you can tap into your home’s value to fund the things that matter most.
Whether you're planning a big home project, consolidating debt, or covering unexpected expenses, a HELOC gives you access to flexible funding—on your terms. You borrow what you need, when you need it.
With competitive rates, local decision-making, and access through Online and Mobile Banking, we make it easy to manage life’s opportunities (and surprises).
Why Choose a HELOC from Gather?
- Borrow up to 90% of your home’s value
- Lower rates than most credit cards
- Easy monthly payments via auto transfer
- Access funds anytime through Online & Mobile Banking
- Local decisions and personalized support
What Can a HELOC Help You With?
- Home improvements
- Solar upgrades
- Tuition or school costs
- Medical or emergency expenses
- Debt consolidation
- Special events or vacations
- Vehicle purchases
Let your home work for you.
At Gather, we’re here to help you make the most of what you’ve built—so you can move forward with confidence.
Ready to get started?
Stop by any branch or give us a call at 808.246.1277 to learn more. Our team is here to walk you through your options and help you get the most out of your home.