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Personal Insurance


Insurance for Members

You never know what’s around the corner. That’s why being prepared is always the best bet. And that’s why Gather offers high-quality insurance policies to members at competitive rates.

Auto Insurance

In addition to the group discount, members can qualify for further discounts and extra insurance benefits with multi-policy (insuring both auto and home) credits and a special endorsement program that includes a free deluxe travel plan.

  • Gather FCU Group discount
  • Continuous coverage discount
  • Loss-free discounts
  • Multiple policy discount
  • Passive restraints discount
  • Preferred repair shop discount
  • Renewal discount
  • Security plus deluxe travel coverage

Homeowners Insurance

Bundle coverage (like auto & homeowners) or take advantage of other member-exclusive discounts.

  • Gather FCU Group Discount
  • Multiple Policy Discount
  • Newer Home Discount
  • Non-Smokers Credit
  • Protection Device Credit
  • Senior Citizen Discount

Additional insurance programs include coverage for Renters, Condominiums, Motorcycles, Watercraft and Personal Umbrella. Don't wait until your current policy expires; Contact Darnell for your free, discounted, no obligation quote today!


Darnell Aquino
Atlas Insurance agent, at Gather FCU's Kukui Grove West Office
(808) 533.8618

Darnell will review your existing policy(s) to ensure that you and your family are adequately covered at the best possible rates.

Whole Life

TruStage™ Life Insurance Plans                                                                                                                 

Exclusively for credit union members, we offer TruStage Life Insurance Policies to help you protect the people who matter most in your life. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget and provide excellent coverage.

Gather members qualify for TruStage Life Insurance policies. They’re affordable and give you great coverage.

  • Permanent, lifetime protection
  • Premium never goes up
  • Coverage never decreases
  • Helps pay final expenses
  • Apply with just 2 health questions
  • No medical exam or tests
  • Builds cash value
  • Buy online in about 10 minutes

Watch the video Whole Life or Term Life Insurance?

Learn about this important coverage or call 1-855-612-7909 for more information. 

TruStage™ is the marketing brand for Life insurance issued by CMFG Life insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. LIFE-0912-C9B


Term Life

TruStage® Term Life Insurance

As a member of our credit union, you may qualify for up to $250,000 of TruStage Term Life Insurance at rates designed to be affordable and any amount of coverage can make a difference. This policy from CMFG Life Insurance Company can help provide a financial safety net for your loved ones when they need it most.

Gather members may qualify for up to $250,000 of TruStage Term Life Insurance. Get affordable rates at any level of coverage.

  • No medical exam or intrusive tests
  • No waiting—if approved, you're covered when your first payment processes
  • Income tax-free money for your beneficiaries
  • Coverage to age 80

Watch the video Whole Life or Term Life Insurance?

TruStage® Term Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. DTCG-1391763.1


Accidental Death

Gather FCU gives all members age 18 and older $1,000.00 in Accidental Death & Dismemberment coverage free of charge.

  • Eligible for $1,000.00* Accidental Death and Dismemberment (AD&D) Insurance Coverage paid for you by Gather FCU
  • Pre-authorized for additional coverage up to $300,000
  • Guaranteed acceptance
  • No medical exams or health questions
Visit Trustage for more information.

*All coverage amounts reduce by 50% when the primary insured reaches age 70. The family plan protects spouse and all eligible children at a percentage of your selected coverage amount.Insurance is underwritten by Transamerica Premier Life Insurance Company , Cedar Rapids, IA. AT #1553277.

For more information or to enroll for the complimentary $1,000 insurance coverage, enrollment forms are available at all Gather FCU branch offices.

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